Back To The 80s: President's Doted Wife

Chapter 1130: Chapter 1131: What Are You Using as Collateral?

With Qi Taiguo’s permission, Cheng Su excitedly went to find out more about the details of the loan, but she returned home disappointed.

Why?

Because considering some people might not repay their loans, this gap couldn’t be filled, so the no-interest loan policy had been canceled by the state several years ago.

Basically, there was no longer any good deal of getting a loan without interest.

However, while there were no interest-free loans, low-interest loans were available. The bank employee looked at Cheng Su expectantly and said, "As long as you have collateral property, you can get a loan. The interest is incredibly low, which is perfect for someone in business like you!"

Cheng Su asked about the interest rate. Although it was low, it still required paying interest, unlike an interest-free loan, so she didn’t dare to make a decision and decided to think it over at home.

She walked out of the bank, weighed down with concerns, as the bank staff saw her off. She didn’t even hear someone calling after her.

Cheng Su returned home looking dejected, and when Qi Taiguo saw her like that, he was naturally puzzled. After hearing her explanation, he understood the whole story.

Having learned from previous conversations, this time he didn’t dare to say much but cautiously asked, "So what do you plan to do? Still going to take the loan?"

"Of course, I am!" Cheng Su gave him a look that said he was being silly.

Qi Taiguo rubbed his nose and said, "But didn’t you say you’re not happy about having to pay interest?"

"Of course, I’m not happy. Just think, what originally required no interest now does, which means, something that could be resolved with one hundred yuan now requires me to pay an extra fifty. If it were you, would you feel good about it?" Cheng Su said.

"You’re not happy about it, yet you still do it," Qi Taiguo muttered under his breath.

"What did you say? Speak up!" Cheng Su squinted at him.

Qi Taiguo immediately laughed, "Nothing, nothing. The interest is low anyway, so if you don’t mind, just take the loan. This amount of money probably won’t be worth as much in the future..."

"Exactly!" Cheng Su slapped her thigh and said, "Future money won’t be worth as much as it is now; ten thousand yuan in the future will be like a thousand now, how did I not think of this!"

Her wild realization made Qi Taiguo shake his head in amused exasperation, and he said no more.

Cheng Su jumped up, hugged Qi Taiguo’s face, and gave him a peck while sweetly saying, "Thank you, hubby, you reminded me."

"I think you’ve gone a little crazy these past few days." Qi Taiguo was completely thrown off by her antics.

Cheng Su giggled, humming a tune with her eyes squinting in joy.

"This loan needs collateral, right? What are you planning to use as collateral? Which business? The jam company, the restaurant? Don’t forget, both have shareholders." Qi Taiguo saw she was so happy she’d lost her bearings, but he didn’t forget to remind her lightly.

Cheng Su’s humming stopped. Oh right, she wasn’t the only shareholder in the restaurant; she couldn’t just use it as collateral.

That left the fast food shop, but it was such a small place, not worth much. Even if it could be used as collateral, it wouldn’t fetch a large loan. The only thing of real value was the Jam Company.

But the Jam Company wasn’t just hers; it’s also Ning Ge’s. And this loan wasn’t for business expansion but for her personal use. Would it be appropriate to use it for a loan?

No matter how close she and Ning Ge were, even siblings have to be clear about financial matters. Would she be willing?

Cheng Su felt uncertain and looked to Qi Taiguo, unsure of what to do.

Qi Taiguo sighed and said, "Talk to Ning Ge, at most just share some benefits with him."

When it comes to interests, using interests to resolve them is natural.